Building a world where finance is for everyone
CreditBook launched in 2020 with the single aim to improve the financial outcomes of MSMEs across emerging markets. Starting with a bookkeeping app, the company impacted over 1 million MSMEs across 400 localities in Pakistan. CreditBook has since built a suite of financial solutions that empower underserved businesses to extend financing to their customers in a matter of hours.
CreditBook at its core
Our purpose is to enable businesses to grow to their full potential.
First fully licensed digital SME financing platform with over 2,000 financing instances
We have extended over 5,000 instances of funding on our platform with a 85% renewal rate. Our ledger application has over 1M touchpoints with MSMEs and a steady NPS of 4.8.
Remote first environment with a global team
CreditBook has a global team that collaborates across 3 time-zones. We are driven by a deep commitment to curiosity, fast adaptation, constructive feedback and the belief that speed and quality are not tradeoffs.
Simple, white-labeled finance solution ready for integration
We have built a robust infrastructure to provide a seamless embedded finance experience for our partners and their customers. We believe businesses should control their own product experience.The team behind CreditBook
Hasib Malik
Cofounder & CEO
Hisham Adamjee
Cofounder & Head of Operations
Iman Jamall
Cofounder & Head of Design
Ammar Habib Khan
CFO & CEO CreditBook Financial Services
Zain Umar
Head of Ops at CreditBook Financial Services
Glenn Vanbavinckhove
Head of Engineering
Matteo Borgato
Head of Data
Ali Mehdi
Product Lead
Ashfa Bashir
Head of People
Only licensed digital lending company for SME financing in the country
License No. SECP/LRD/86/CBFSPL/2022-103
Recognized industry leader
Top global publications have noticed our unique approach to financial inclusion.
DAWN
The next round of inflation
The inflation print for March clocked in at 20.7 per cent year-on-year, the lowest level in two years. However, it still remains considerably elevated over the long-term average. Over the last two years...
Bloomberg
Tiger Global Joins Rush for Pakistan Startups With Fintech Bet
Pakistan’s CreditBook, a firm that offers digital bookkeeping solutions to small businesses, has raised funds that marks the first investment by Tiger Global Management LLC in...
TechCrunch
Tiger Global backs fintech CreditBook in first Pakistan investment
On Friday, Tiger Global said it is backing their startup, CreditBook, to help address those challenges. This is the New York-headquartered...
